What is the First Time Homebuyer Incentive?

General Joni Ferguson 10 Apr

What is the First Time Homebuyer Incentive? The first-time homebuyer incentive program is a shared-equity mortgage with the Canadian government that helps qualified first-time buyers reduce their monthly mortgage payments to better afford a home! The Incentive: This program allows you to obtain an incentive from the government to assist with your down payment, thereby lowering […]

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Fall in Love with Your Home… All Over Again.

General Joni Ferguson 16 Feb

Fall in Love with Your Home… All Over Again. Most of us like where we live, but we might not love it. Have you fallen out of love with your home? No sweat! We have the tips to help you fall in love with your home, all over again! Cleanse and Purge Depending how long […]

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Change of Address Checklist.

General Joni Ferguson 9 Feb

Change of Address Checklist.  So, you’re moving! Before you hunker down in your new home, there are a few things you will want to  take care of regarding your new address. Personal Contacts: First and foremost, if you haven’t yet, make sure to tell all your personal contacts about your address change, including: Relatives Friends […]

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4 Key Things to Know about a Second Mortgage.

General Joni Ferguson 1 Feb

4 Key Things to Know about a Second Mortgage. A second mortgage is a mortgage that is taken out against a property that already has a home loan (mortgage) on it. Generally people take out second mortgages to satisfy short-term cash or liquidity requirements, have an investment opportunity or to pay off higher-interest debts (such […]

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10 Money Saving Tips.

General Joni Ferguson 25 Jan

10 Money Saving Tips. When it comes to saving money, there are a lot of little things you can do that add up to make a big difference! Here are 10 doable money-saving tips: Automatic savings: Are one of the most effective ways to save because you can’t spend what you can’t access! Instruct your […]

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Post-Holiday Debt? Consolidate Today!.

General Joni Ferguson 5 Jan

Post-Holiday Debt? Consolidate Today!.  The holidays are a season of giving and often times, households can often find themselves carrying some extra debt as we enter the New Year. If you happen to be someone currently struggling with some post-holiday debt, that’s okay! Whether you’ve accumulated multiple points of debt from credit cards or are […]

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5 House Hunting Mistakes to Avoid

General Joni Ferguson 26 Dec

5 House Hunting Mistakes to Avoid Buying a home is one of the largest investments you will ever make! In order to make your home hunting experience the best it can be, there are a few key mistakes to avoid and be aware of before you start your journey: Not Getting Pre-Approved: One of the most […]

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Top Eats Across Canada: Favourite Dishes per Province.

General Joni Ferguson 16 Dec

Top Eats Across Canada: Favourite Dishes Per Province. Here in Canada, we are fortunate to be a melting pot with so many incredibly diverse cultures, languages, beliefs and (most importantly)… FOODS! We have gone through and found the top dishes from each Province for you to try the next time you’re looking for something new […]

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When Higher Rates Can be Better.

General Joni Ferguson 23 Nov

When Higher Rates Can be Better. When it comes to getting a mortgage, there is a common misperception that a low rate is the most important factor. However, while your rate does matter for your mortgage, it is not the only component to consider. If you’re looking to get a mortgage, these are some other […]

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Making The Big Move

General Joni Ferguson 3 Nov

MAKING THE BIG MOVE Making the move cross country is never an easy undertaking for anyone. I know, because I did it back in March of 2011 when I moved from Kitchener, ON to Banff AB. I packed up my two bedroom apt.  and drove cross country in my Jeep Liberty .   I wasn’t driving […]

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