The True Cost of Downsizing.

General Joni Ferguson 29 Oct

The True Cost of Downsizing. Many Canadians consider downsizing during their retirement years. Once their children have left the nest, the choice seems obvious: relocate to a smaller residence or a more affordable town and capitalize on the price difference. For many retirees, the funds from the sale of their home can significantly impact their […]

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Is the CHIP Reverse Mortgage right for you?

General Joni Ferguson 8 Oct

Is the CHIP Reverse Mortgage right for you? As a Canadian 55+, there are a variety of financial options available for you in retirement. However, this does not mean that every financial option is right for you, so it’s essential that you reflect on your retirement needs and choose a financial solution that best meets […]

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What is the First Time Homebuyer Incentive?

General Joni Ferguson 10 Apr

What is the First Time Homebuyer Incentive? The first-time homebuyer incentive program is a shared-equity mortgage with the Canadian government that helps qualified first-time buyers reduce their monthly mortgage payments to better afford a home! The Incentive: This program allows you to obtain an incentive from the government to assist with your down payment, thereby lowering […]

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Fall in Love with Your Home… All Over Again.

General Joni Ferguson 16 Feb

Fall in Love with Your Home… All Over Again. Most of us like where we live, but we might not love it. Have you fallen out of love with your home? No sweat! We have the tips to help you fall in love with your home, all over again! Cleanse and Purge Depending how long […]

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Change of Address Checklist.

General Joni Ferguson 9 Feb

Change of Address Checklist.  So, you’re moving! Before you hunker down in your new home, there are a few things you will want to  take care of regarding your new address. Personal Contacts: First and foremost, if you haven’t yet, make sure to tell all your personal contacts about your address change, including: Relatives Friends […]

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4 Key Things to Know about a Second Mortgage.

General Joni Ferguson 1 Feb

4 Key Things to Know about a Second Mortgage. A second mortgage is a mortgage that is taken out against a property that already has a home loan (mortgage) on it. Generally people take out second mortgages to satisfy short-term cash or liquidity requirements, have an investment opportunity or to pay off higher-interest debts (such […]

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10 Money Saving Tips.

General Joni Ferguson 25 Jan

10 Money Saving Tips. When it comes to saving money, there are a lot of little things you can do that add up to make a big difference! Here are 10 doable money-saving tips: Automatic savings: Are one of the most effective ways to save because you can’t spend what you can’t access! Instruct your […]

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Post-Holiday Debt? Consolidate Today!.

General Joni Ferguson 5 Jan

Post-Holiday Debt? Consolidate Today!.  The holidays are a season of giving and often times, households can often find themselves carrying some extra debt as we enter the New Year. If you happen to be someone currently struggling with some post-holiday debt, that’s okay! Whether you’ve accumulated multiple points of debt from credit cards or are […]

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