5 House Hunting Mistakes to Avoid

General Joni Ferguson 26 Dec

5 House Hunting Mistakes to Avoid Buying a home is one of the largest investments you will ever make! In order to make your home hunting experience the best it can be, there are a few key mistakes to avoid and be aware of before you start your journey: Not Getting Pre-Approved: One of the most […]

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Top Eats Across Canada: Favourite Dishes per Province.

General Joni Ferguson 16 Dec

Top Eats Across Canada: Favourite Dishes Per Province. Here in Canada, we are fortunate to be a melting pot with so many incredibly diverse cultures, languages, beliefs and (most importantly)… FOODS! We have gone through and found the top dishes from each Province for you to try the next time you’re looking for something new […]

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When Higher Rates Can be Better.

General Joni Ferguson 23 Nov

When Higher Rates Can be Better. When it comes to getting a mortgage, there is a common misperception that a low rate is the most important factor. However, while your rate does matter for your mortgage, it is not the only component to consider. If you’re looking to get a mortgage, these are some other […]

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Making The Big Move

General Joni Ferguson 3 Nov

MAKING THE BIG MOVE Making the move cross country is never an easy undertaking for anyone. I know, because I did it back in March of 2011 when I moved from Kitchener, ON to Banff AB. I packed up my two bedroom apt.  and drove cross country in my Jeep Liberty .   I wasn’t driving […]

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10 Ways to Plug Money Leaks.

General Joni Ferguson 15 Oct

     10 Ways to Plug Money Leaks. It can sometimes be hard to keep track of your finances. Fortunately, we have some tips to help you review your financial situation and plug unwanted money leaks!   Be Wary of Impulse Spending: While it can be easy to think that picking up a few extra items […]

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Second Mortgages: What You Need to Know.

Latest News Joni Ferguson 1 Oct

Second Mortgages: What You Need to Know. One of the biggest benefits to purchasing your own home is the ability to build equity in your property. This equity can come in handy down the line for refinancing, renovations, or taking out additional loans – such as a second mortgage. What is a second mortgage? First […]

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Canadian Inflation Slows For the Second Consecutive Month.

General Joni Ferguson 21 Sep

Inflation Cooled Again in August, But Higher Rates Still Coming Canadian Inflation Slows For the Second Consecutive Month. Canada’s headline inflation rate cooled again in August, even a bit more than expected. The consumer price index rose 7.0% from a year ago, down from 7.6% in July and a forty-year high of 8.1% in June, […]

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Advice for Single Homebuyers.

General Joni Ferguson 1 Sep

                                                                          Advice for Single Homebuyers Buying a home is an exciting experience for anyone, and even more of a […]

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Tips to Create a Monthly Budget

General Joni Ferguson 25 Aug

Tips to Create a Monthly Budget. One of the quickest ways to take back control of your finances and understand where your money is going is to create a monthly budget. This will help you get a snapshot of your income compared to your spending, and provides an avenue to review outgoing costs and determine […]

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Understanding Your Credit Score

General Joni Ferguson 18 Aug

Understanding Your Credit Score     One of the important factors in home ownership is understanding things like your credit score.  Some people don’t pay much attention to this metric until they begin the mortgage discussion! However, you will find that your credit score is one of the most important factors when it comes to […]

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