New To Canada

General Joni Ferguson 4 Aug

Are You New To Canada: If you are already a Permanent Resident or have received confirmation of Permanent Resident Status, you are eligible for a typical mortgage with a 5% down payment – assuming you have good credit. Some additional criteria for qualifying includes: Must have immigrated or relocated to Canada within the last 60 […]

Read More

3 Advantages of Pre-Approval

General Joni Ferguson 20 Jul

3 Advantages of a Pre-Approval. While getting pre-qualified can give you a ballpark estimate on what you can afford, getting pre-approved is where the real magic happens. Mortgage pre-approval means that a lender has stated (in writing) that you do qualify for a mortgage and what amount, based on submitted documentation of your current income and credit […]

Read More

Purchase Plus Improvements Mortgage

General Joni Ferguson 30 Jun

Purchase Plus Improvements Mortgage. When it comes to shopping for your perfect home, it can be hard to find the exact one ready to go! If you are looking into a home that requires improvements, there is a mortgage product known as Purchase Plus Improvements (PPI). This type of mortgage is available to assist buyers […]

Read More

Your Home Buying A-Team.

General Joni Ferguson 21 Jun

“Your Home Buying A-Team”. There are four major components to any successful home buying A-Team: your mortgage professional, realtor, home inspector and lawyer. Each of these individuals is important to various aspects of the home buying process. MORTGAGE PROFESSIONAL While many people think a real estate agent is the most important person when it comes […]

Read More

The Rate Debate.

General Joni Ferguson 16 Jun

The Rate Debate. One of the first questions that potential buyers want answered is: “What is your interest rate?” It is easy to think that this is the most important question, but there is a lot more to your mortgage contract than just the rate. And so, the rate debate continues! The rate debate is […]

Read More

Insurance Products.

General Joni Ferguson 16 Jun

Insurance Products. People don’t always want to talk about home insurance, but when it comes to your house there is no better investment than insurance. But, with the number of insurance products available, it can be hard to know where to start! While it can seem overwhelming, it’s a good idea to get familiar with […]

Read More

Benefits of Home Ownership.

General Joni Ferguson 15 Jun

Benefits of Home Ownership. So, you have decided to utilize your buying power in the Canadian retail market and are looking to purchase a home – congratulations! This is a great step towards ensuring your future. As a potential homeowner, there are some amazing benefits that we think you should be aware of right out […]

Read More
123